![]() The secondary liability coverage is the driver’s liability insurance. If a car owner lends the car to a friend, and the friend causes an accident that injures somebody else, the car owner’s insurance acts as primary coverage for the injured person’s recoverable damages. Primary and Secondary Insurance Coverage When a Non-Owner Wrecks a Car BUT, the car owner’s insurance will provide primary coverage for the person operating the car (if that person had permission to drive). Therefore, a car owner is NOT liable for any accident that a friend, family member, or other borrower causes while operating the owner’s car. To schedule a free initial consultation, call 63, toll free at 88 or simply contact us online.Insurance coverage attaches to the vehicle and its driver. To protect yourself from serious consequences, contact Naperville hit-and-run defense attorney Philip R. Failure to stop and render aid after an accident involving death is a class three felony, punishable by up to five years in prison and a $25,000 fine.Ĭharged With Hit-And-Run? Contact Defense Lawyer Philip R.Failure to stop and render aid after an accident involving personal injury is a class four felony, punishable by up to three years in prison and a $25,000 fine.Failure to stop and render aid after an accident involving property damage only, which is a class A misdemeanor, punishable by up to 364 days in jail and a $2,500 fine.There are three classifications of hit-and-run charges: Even for a scrape in a parking lot where you didn’t realize that you hit anyone, you could face criminal charges for leaving the scene of an accident. In Illinois, any time you are involved in an accident resulting in property damage or personal injury, you are required to stop and lend assistance. What Is Leaving The Scene Of An Accident? We offer a free initial consultation to discuss your case. Nathe will work hard to help you obtain the best possible outcome of your case. As a defense lawyer and former assistant state’s attorney for DuPage County with more than 30 years of experience, Mr. Nathe, we have a solid understanding of how to mount an effective defense against hit-and-run, reckless driving, and other serious traffic offenses. You could even serve jail or prison time.Īt The Law Office of Philip R. If you are convicted, your license may be suspended or revoked, and you will have a criminal record which could negatively impact your future. Leaving the scene of an accident (also known as hit-and-run) is a criminal charge, which is far more serious than an ordinary traffic charge. What Are The Consequences Of Leaving The Scene Of An Accident? ![]()
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